Fixed Rate Mortgages

These guarantee the interest rate for a period of time. They involve an upfront fee. They are useful for borrowers who definitely want to know what their monthly costs are or when interest rates are likely to rise.

Some lenders will allow you to borrow more money if you have a fixed rate. Some very cheap fixed rates compel you to pay the lenders variable rates for a period of time or otherwise you pay a large penalty or early repayment fee to them.

See our mortgage news page for interest rate information.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT
KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
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